After filing Chapter 13 bankruptcy (mortgage included -fixed rate) my husband became unemployed, so we are now 6 months behind on our mortgage and our attorneys are submitting for a loan modification, what is the process? Is a loan modification always granted?
My husband is now currently working and has been for 3 months now, it [...]
Some of the principles behind consolidating your debt explained.
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What does refinance really mean? I’m trying to understand this. I’m a first time home buyer, been in my house for almost 2yrs. and have to refinance before mortage rate gets adjusted. As of right now, I’m in an adjustable rate. Trying to refinance to a fixed rate.
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Do I go with an online site such as ditech to shop around or use local mortgage lenders? What are some of the closing costs that I should avoid or pay attention to?
I was pre-approved and I want to shop around if someone else can offer a better rate or lower closing costs.
Also what about [...]
I have been going through this divorce for over 4 months now and I have been forced to live off of credit cards because my ex refuses to unlock my funds. My attorney is a wimp and has no knowledge. He tells me we have to wait until the final court date, but there has [...]
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